short-term investment is a suitable choice for those who want to invest but need funds in the near future, the early players usually use this instrument, because most of the short-term risk levels are quite low, also the actual period of time can be the choice of the infestor to maintain his wealth in a short time. on the one hand, the money invested can be passive information, but to discuss further which assets are more useful will be discussed in this article
what is short-term and whether the naming of capital in one month is said to be short-term, perhaps we often hear investapi for the long term such as buying a house, pension funds but now investment can be done in a relatively shorter time than usual
if in a long-term investment that focuses on growth in the long term. short-term investment is more suitable djgunakan to meet the urgent kebutuban within a year or less in terms of the objectives were different including for
Emergency fund, for urgent needs such as medical expenses vehicle repair costs that are urgent but on the one hand the money that settles quite banayak
achieve short-term financial goals such as the purchase of a new car, vacation, and also the cost of educating children
helps divide investment risk by allocating some funds to short-term investments to minimize losses in the event of market fluctuations in long-term investments
short-term investments have several advantages including
return on investment with short duration so that CEPA funds are liquid
investment can be used as passive income for emergency funds because it is considered that there is money that settles and needs to be rotated
it is suitable for novice investors to learn portfolio management safely and effectively through short-term investment instruments
on the one hand there are some things that are often forgotten by short-term investors so that the profits obtained are less than optimal
investments made do not have a clear investment objectives and just follow the trend
investors are less realistic about investment risk, although short-term investments have a low level of risk but still must be considered if there are investment risks that need to be faced
analysis djakukan less mature and not detailed sejingga calculation and allocation of daha less appropriate
only focusing on making short-term investment instruments, whereas we can make short-term investment results into long-term in other words do not want to diversify the portfolio
labil in emotional haste in making decisions, even though the investment is like a tree that over time will be of greater value
here are some types of short-term investments and the advantages of each investment instrument
Deposit one investment instrument with several options ranging from one month, 3 months, 6 months and multiples, this investment risk is low with interest rates higher than savings rates. it can be said to be the safest form because there is no risk of losing money because our money is guaranteed by bang, only if we withdraw the deposit money before the time will be charged a penalty
mutual funds are a form of investment with a capital of mjnjmum 100 thousand, where the money we investasu it will be in kmupulkan collectively by investapi managers to be invested in bonds, stocks and other capital market instruments, for pencachiranya free sesau with the will of investors but we need to always meljhat development of mutual fund investment value
