risk or in the word alin losses both tangible and intangible both directly and indirectly that have an impact on the finances of both individuals and companies that directly affect the future not only in the world of investment even in all lines of life have risks, in the world of investment the higher the risk of an investment instrument, the higher the
For example, investment in SBI, or deposits with guaranteed rates. Given that every investment has a risk, it is developing efforts to manage risk in such a way, so that the company can avoid unwanted risks that are known as risk management (risk management).
Risk Management
risk management is also referred to as a series of processes and methods used to measure, monitor, minimize and control risks arising from business or business activities
Risk management objectives
to improve the financial performance of the company
it is also useful to convince the power of attorney of a company that the company has a virtuous performance and does not experience losses
implementation of risk management is not just a matter of supervision (control) but more broadly risk management leads to an understanding of the type of risk that will occur in the future how to measure the risk and then how risk management is able to communicate and socialize to the affected party and needs in other words as follows
understand the risks that will be dimabil by the company
measuring the risks that will occur
controlling risk
communicating the risks
there are several risks that need to be considered in offering incestations among them as follows
Liquidation risk is a risk that arises because of the inability of the company where it invests in carrying out payment transactions, transaction settlements, and putencies that appear at the wheel of the day because of the inability of the fund manager to pay its obligations
market risk is a risk caused by rising market prices that affect the value of similar investments, it is penagruhi several things such as perubahn ekonoml kondisl polltlk, changes in interest rates in a country, and also penggrauhi issues circulating among investors affect the investment market
Interest rate risk changes in the value of interest rates affect the investment climate, when interest rates when bond prices tend to fall because investors will choose investment instruments that give higher interest rates instead when interest rates fall the value of bonds can increase
Exchange rate risk the risk that occurs when our investments are directly related to foreign currency fluctuations, for example when we invest in foreign companies the risk of foreign currency decline is very influential directly on the loss of investment value that can cause losses
reduce investment risk
spreading investment into several types of investment forms such as property bonds and commodities, in this way can reduce dependence on one form of investment instrument so that portfolio risk can be minimized
asset allocation by dividing some percentage of assets according to financial goals and risk tolerance, for example if we have a low risk character we can divide most of our assets into one investment with a low risk level such as obigation or mutual funds, conversely if our risk profile is high in the hope of getting a high return we can also
risk management in this way involves identifying potential risks, evaluating their impact and implementing strategies to reduce them, for example by using derivative instruments such as kotran berjangka to maintain the value of the portfolio
high investment risk can cause large fluctuations and uncertain return on investment, because it is important for us to understand the tolerance that we are able to adjust our investment strategy according to our needs, by understanding investment risk and managing it wisely, we can achieve goals along with minimizing potential losses, specifications, mature investment plans and a deep understanding of risk will become the main tool in running our investments, understanding risk
