investing is like we plant a tree now we want one or two years we can get the results, we invest money now in two or three years we can feel the results, this must be done in order to secure our money in the future, overcome inflation and achieve goals in the future
investment is very important and must be done immediately because of several things including
to maintain the security of assets in the future, by investing in our unag we can build wealth gradually in the future
maintaining the security of the threshold value of assets so as not to erode inflation, of course we remember when the year 1998 when the price of goods is still cheap one million at the time was not equivalent to one million in the present, it is very important to maintain the value of our currency
achieving goals such as buying a house, a vehicle if only saving with savings interest will be difficult because the value of savings interest will be inferior to the value of inflation
how to start investing
finding what investment goals are desired such as buying a house, keeping watch in retirement, achieving financial freedom
know your own risk tolerance what is the comfort level of the risk of losing money
learn about investment options and risk factors
start investing by gradually starting from small capital and increasing over time
diversifying in the form of investment division into different investment instruments can be likened to storing eggs, it is recommended not to be stored in the same container, if one bed breaks, it will damage all the eggs, but if divided into several different containers if one egg container breaks, the other eggs will be safe
choice of investment type
stock is a picture of ownership of some of the company’s assets that get
obligasi debentures made by companies made by the government
mutual funds contain collective funds from several investors to be processed by investment managers to be processed in the stock and bond markets
property investment is the ownership of physical tangible assets such as land, houses, buildings and others that have a physical form
gold is an investment in the purchase of precious metals that are known to have a stable value
cryptocurrency one type of investment that is being discussed the purchase of digital currency in two ways, namely by mining and also by buying and selling currency directly such as buying and selling foreign currency
things to consider in making investments include
potential returns how much interest profits earned
risk how much damage to lose money, for example people who have a low tolerance level choose non-risky investments such as bonds and mutual funds, while those who have a high level of risk prefer stocks.
the higher the level of risk, the higher the level of development obtained
costs in the form of fees per transaction and management fees
set clear goals so as not to lose direction, often when investors experience losses tend to cut losses and do not want to invest again
keeping emotions calm investors often panic buyying when there is a price increase and vice versa, the key is to stay calm master the situation
how long the goal will be achieved if the investment in an instrument
short-term investment period of less than one year such as investments in savings accounts and money markets
long-term investments that last more than one year such as stocks and bonds
